# MIP-23: Account-configurable Reserve Balance

**URL:** <https://forum.monad.xyz/t/mip-23-account-configurable-reserve-balance/598>\
**Category:** MIPs\
**Created:** [November 11, 2026, 1:40pm UTC](https://forum.monad.xyz/t/mip-23-account-configurable-reserve-balance/598 "2026-11-11T13:40:39Z")\
**Posts on this page:** 1\
**Showing post:** 2

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**Author:** ![Anzus\_GemWallet](https://yyz1.discourse-cdn.com/flex035/user_avatar/forum.monad.xyz/anzus_gemwallet/32/394_2.png) [@Anzus\_GemWallet](https://forum.monad.xyz/u/Anzus_GemWallet)\
**Post date:** [November 12, 2026, 2:35am UTC](https://forum.monad.xyz/t/mip-23-account-configurable-reserve-balance/598/2 "2026-11-12T02:35:48Z")

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From the wallet support side, a reserve that can differ per account seems like something users will need explained when a send fails. Two plain questions:

- How would a wallet read an account’s current reserve, so it can show how much MON is actually sendable?
- Could a dapp ask a user to sign a reserve change? If so, it seems worth flagging clearly in the signing prompt, since a very high reserve could stop someone from sending their MON.

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